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If you prefer to build from the ground up, let our local team of experts assist you with an affordable construction loan. Our Board and management have a long history of working with builders and developers in the Central Valley, so you're in good hands.

Because we're a locally owned institution, we can offer competitive rates and flexible terms while providing you the personal attention you need and deserve. Come by today and get your construction project started fast!

  • Build your business space to your specifications
  • Competitive interest rates
  • Flexible repayment options
  • Local Central Valley decision-making and processing
  • Friendly and experienced service throughout the process

Visalia and Kingsburg

Cesar Gutierrez: (559) 802-1048


Mike Flynn: (559) 802-1002


Craig Howells: (559) 802-1066


Dustin Della: (559) 306-1343
Scott Quatacke (559) 306-1344

Yuba City

Aman Bains: (530) 674-6205
Tim Cole: (630) 674-6207