Kasasa Cash: *APY=Annual Percentage Yield. APYs accurate as of 09/13/2016. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) balances up to $25,001 receive APY of 1.50%; and (2) balances over $25,001 earn 0.40% interest rate on portion of balance over $25,001, resulting in 1.50% - 0.58% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. Fees waived for five ATM withdrawals performed at another bank per statement cycle. Nonsufficient funds fees and miscellaneous fees apply to all Kasasa accounts. Fees could reduce earnings on the account.

Kasasa Cash Back: *APY=Annual Percentage Yield. APYs accurate as of 09/13/2016. Minimum to open is $50. If qualifications are met each monthly qualification cycle you will receive 2.00% cash back on up to $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Qualifications during each monthly qualification cycle are as follows: at least 10 debit card purchases must post and settle the Kasasa Cash account, account must be enrolled and receive e-statement notice, and at least 1 bill pay or ACH automatic debit transaction must post and settle the Kasasa Cash Back account. Transactions may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between your accounts with us, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.  Limit 1 account per SSN. Available to personal accounts only. Fees waived for five (5) ATM withdrawals performed at another bank per statement cycle. Nonsufficient funds fees and miscellaneous fees apply to all Kasasa accounts. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.