Kasasa Cash: *APY=Annual Percentage Yield. APYs accurate as of 09/13/2016. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) balances up to $25,001 receive APY of 1.50%; and (2) balances over $25,001 earn 0.40% interest rate on portion of balance over $25,001, resulting in 1.50% - 0.58% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. Fees waived for five ATM withdrawals performed at another bank per statement cycle. Nonsufficient funds fees and miscellaneous fees apply to all Kasasa accounts. Fees could reduce earnings on the account.

Kasasa Cash Plus: *APY=Annual Percentage Yield. APYs accurate as of 09/13/2016. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) balances up to $25,001 receive APY of 1.50%; and (2) balances over $25,001 earn 0.40% interest rate on portion of balance over $25,001, resulting in 1.50% - 0.58% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. Fees waived for five ATM withdrawals performed at another bank per statement cycle. Nonsufficient funds fees and miscellaneous fees apply to all Kasasa accounts. Fees could reduce earnings on the account.