What's better than a free checking account? A free checking account that pays in ways that are important to you! With Kasasa Cash® you earn high interest each month, and ATM fees waived nationwide.* That means not just Suncrest ATMs. With Kasasa Cash, every ATM is your ATM!
Plus, link your Kasasa Cash account to Kasasa Saver® for automatic savings and set aside more money each month — all for doing banking basics you probably already do. Make the switch to Kasasa and see the difference that comes from community-powered banking!
- Free checking that pays high interest
- 2.50% APY* on balances up to $50,001
- 2.50% to 1.10% on balances over $50,001 depending on balance in account*
- 0.01% APY* if monthly qualifications are not met
- ATM fees waived nationwide*
- No minimum balance requirement
- No monthly maintenance charge
- Unlimited check writing
- Link to Kasasa Saver for automatic savings
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free Mastercard® debit card
- $50 minimum deposit to open
Earning Your Rewards Couldn't Be Easier!
Qualifying to earn your awesome rewards is so easy that you're probably already doing it! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 10 debit card purchases
- At least 1 bill pay transaction or ACH automatic debit transaction
- Be enrolled in and agree to receive e-statements
That's it! And even if you don't qualify, there's still no monthly maintenance fee and you still earn interest at our base rate. Plus, you can get back to earning the huge rewards the very next monthly qualification cycle.
*The following information applies to all Kasasa Cash, Kasasa Cash Back, Kasasa Saver, and Kasasa Saver with Cash Back accounts:
Minimum to open is $50. Rates and rewards are variable and may change after account is opened. Qualifications during each monthly qualification cycle are as follows: at least 10 debit card purchases must post and settle the Kasasa Cash or Kasasa Cash Back account, account must be enrolled and receive e-statement notice, and at least 1 bill pay or ACH automatic debit transaction must post and settle the Kasasa Cash or Kasasa Cash Back account. Transactions may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between your accounts with us, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Limit 1 account per SSN. Available to personal accounts only. Fees waived for five (5) ATM withdrawals performed at another bank per statement cycle. Non-sufficient funds fees and miscellaneous fees apply to all Kasasa accounts. Fees could reduce earnings on the account. All quoted APY ranges are calculated assuming a maximum balance of $150,000.00 and blending the below cap rate with the above cap rate.
*Kasasa Cash: APY=Annual Percentage Yield. APYs accurate as of 10/1/18. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) balances up to $50,001 receive APY of 2.50%; and, (2) balances over $50,001 earn 0.40% interest rate on portion of balance over $50,001, resulting in 2.50% - 1.10% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. The advertised Kasasa Cash APY is based on compounding interest. Interest payments will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.