APY = Annual Percentage Yield. Rates effective as of October 1, 2018. Fees may reduce earnings.

Kasasa Cash* See Details

Balance Minimum Required Opening Deposit Rate APY
$0 - $50,001 $50 2.47% 2.50%
$50,001+ $50 0.40% 2.50% to 1.10%
All balances if qualifications not met $50 0.01% 0.01%

Qualifying to earn your awesome rewards is so easy that you're probably already doing it! To your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • At least 1 ACH debit or bill pay transaction
  • Be enrolled in and agree to receive e-statements

That's it! And even if you don't qualify, there's still no monthly maintenance fee and you still earn interest at our base rate. Plus, you can get back to earning the huge rewards the very next monthly qualification cycle.

Kasasa Saver* See Details

Balance Interest Rate APY
0 - $50,001 1.00% 1.00%
$50,001+ 0.40% 1.00% to 0.60%
Qualifications not met 0.01% 0.01%

Qualifying for your Kasasa Cash and Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too! To your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash and Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • At least 1 ACH debit or bill pay transaction
  • Be enrolled in and agree to receive e-statements

That's it! And even if you don't qualify, there's still no monthly maintenance charge and you still earn interest at our base rate for both accounts. Plus, you can get back to earning the huge rewards the very next monthly qualification cycle.