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The B&I Guaranteed Loan Program is designed to improve, develop, or finance business and industry in under-served rural areas. The B&I program can help qualified businesses obtain financing that might not otherwise qualify for a conventional bank loan.

Many USDA loans offer longer terms and in some cases a lower down payment which helps preserve working capital. There are certain geographic restrictions related to the B&I program, however, in the Central Valley, many projects (not only agricultural related) qualify for B&I funding. Our local Suncrest Bank experts can help determine if the B&I program would benefit your project.

  • Loans up to $10 million
  • Terms up to 30 years fully amortized
  • Owner and non-owner occupied properties
  • Fixed and variable rate financing
  • Experienced loan advisors with working knowledge of the local industry
  • Refinance your current property to potentially lower your rate
  • Local Central Valley decision-making and processing
  • Friendly and experienced service throughout the process