The B&I Guaranteed Loan Program is designed to improve, develop, or finance business and industry in under-served rural areas. The B&I program can help qualified businesses obtain financing that might not otherwise qualify for a conventional bank loan.
Many USDA loans offer longer terms and in some cases a lower down payment which helps preserve working capital. There are certain geographic restrictions related to the B&I program, however, in the Central Valley, many projects (not only agricultural related) qualify for B&I funding. Our local Suncrest Bank experts can help determine if the B&I program would benefit your project.
