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Interest Rates as of November 18, 2008

  Minimum
To Open
Account		 Tiers Service
Charge		 Avg. Daily
Balance
to Avoid
S/C		 Interest
Rate		 APY
Free Checking $50 N/A - N/A N/A N/A
Experienced Checking $50 N/A - N/A N/A N/A
Premium Checking $100 $0 < $1,000 $10 $1,000 0.25% 0.25%
    $1,000 < $10,000     0.25% 0.25%
    $10,000 < $25,000     0.50% 0.50%
    $25,000 < $50,000     0.65% 0.65%
    $50,000 < $100,000     0.75% 0.75%
    $100,000 +     1.00% 1.00%
Free Business Checking $100 N/A - N/A N/A N/A
Business Analysis Checking $100 N/A $10 N/A N/A N/A
Business Interest Checking $500 $0 < $1,000 $10 $2,500 0.25% 0.25%
    $1,000 < $10,000     0.25% 0.25%
    $10,000 < $25,000     0.50% 0.50%
    $25,000 < $50,000     0.65% 0.65%
    $50,000 < $100,000     0.75% 0.75%
    $100,000 +     1.00% 1.00%
             
             
Savings $50   $2 $200 0.40% 0.40%
Business Savings $100   $2 $300 0.40% 0.40%
Money Market Account $100 $0 < $2,500 $5 $2,500 0.40% 0.40%
    $2,500 < $10,000     0.50% 0.50%
    $10,000 < $25,000     0.60% 0.60%
    $25,000 < $50,000     0.75% 0.75%
    $50,000 < $100,000     1.25% 1.26%
    $100,000 < $250,000     1.50% 1.51%
    $250,000 +     2.00% 2.02%
Business Money Market $500 $0 < $2,500 $5 $2,500 0.40% 0.40%
    $2,500 < $10,000     0.50% 0.50%
    $10,000 < $25,000     0.60% 0.60%
    $25,000 < $50,000     0.75% 0.75%
    $50,000 < $100,000     1.25% 1.26%
    $100,000 < $250,000     1.50% 1.51%
    $250,000 +     2.00% 2.02%
             
             
Certificates of Deposit $500 30 Days - N/A 1.25% 1.26%
(Less Than $95,000)   60 Days - N/A 1.35% 1.36%
    90 Days - N/A 1.85% 1.87%
    180 Days - N/A 2.60% 2.63%
    365 Days - N/A 2.80% 2.84%
    2 Years - N/A 2.90% 2.94%
    3 Years - N/A 3.00% 3.05%
    5 Years - N/A 3.20% 3.25%
Certificates of Deposit $95,000 30 Days - N/A 1.35% 1.36%
($95,000 or more)   60 Days - N/A 1.45% 1.46%
    90 Days - N/A 1.96% 1.97%
    180 Days - N/A 2.70% 2.74%
    365 Days - N/A 2.90% 2.94%
    2 Years - N/A 3.00% 3.05%
    3 Years - N/A 3.10% 3.15%
    5 Years - N/A 3.30% 3.36%
             

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