Personal Banking Deposit Products
Visit our Visalia or Porterville branch
and let our staff make your banking easy.
Visalia (559) 802-1000 | Porterville (559) 306-1300
E-mail: Visalia Office: Jennifer Noel | Porterville Office: Allison Moorhead
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Free Checking:
Designed for customers who have a limited number of transactions, including checks, deposits and electronic fund transfers (such as ACH debits and credits.) Typically, this account is for customers who have 50 checks paid and/or up to 5 deposits during a monthly statement cycle. Should their activity grow, we may (at our sole discretion), convert their Free Checking account to our Premium Checking account.
Experienced Checking:
Designed for customers who are 55 years of age or older. This account provides free account maintenance along with free image checks and Cashier's Checks.
Premium Checking:
Designed for customers who would like to earn a competitive interest rate on their checking deposits. This account is tiered for our customers' convenience, allowing the customer to earn a higher rate of interest as their balance increases.
Savings:
Designed to help our customers put aside funds for their future needs, such as loan payments and vacations. Funds in this account earn a competitive rate of interest while providing easy access to their funds.
Money Market:
Offers a tiered rate structure that allows customers to earn a market rate of interest, while still providing the flexibility of writing checks to access funds. A limit of six (6) debits per statement cycle is allowed.
Certificates of Deposit:
Allows the customer to lock in a higher rate of interest for the term with which they are most comfortable. Early withdrawal penalties may apply for accounts closed prior to maturity.
