Personal Banking

Personal Deposit Products –

Free Checking:

Our Free Checking account is designed for those individuals that have a limited number of transactions, including checks, deposits, and electronic funds transfers, such as ACH debits and credits. Should your activity grow, we may (at our sole discretion), convert your Free Checking account to our Premium Checking account.

The Free Checking account is for those customers that typically have 50 checks paid and/or up to 5 deposits during a monthly statement cycle.

Experienced Checking:

Our Experienced Checking account is designed for customers that have reached 55 years of age. This account provides free account maintenance along with free image checks and Cashiers Checks.

Premium Checking:

Our Premium Checking is designed for individuals that would like to earn a competitive interest rate on their checking deposits. This account is tiered for our customer’s convenience, allowing them to earn a higher rate of interest as their balance increases.

Savings:

Our savings account is designed to assist our customers in putting aside funds for their future needs, such as loan payments and vacations. Funds in this account earn a competitive rate of interest while providing easy access to your funds.

Money Market:

Our Money Market account offers a tiered rate structure that allows our customers to earn a market rate of interest, while still providing the flexibility of writing checks to access their funds. A limit of six (6) debits per statement cycle, three (3) of which may be made by check or debit card, is imposed on this account.

Certificates of Deposit:

A Certificate of Deposit allows the customer the ability to lock in a higher rate of interest for the term with which they are most comfortable. Early withdrawal penalties may apply for those accounts closed prior to maturity.