Suncrest Bank

Welcome to Suncrest Bank

Suncrest Bank just passed its second year-end, and we are very pleased with our performance in our nineteen month history. Both of the Bank’s full service offices in Porterville and Visalia are growing at or above our budgeted goals.

The Bank formed a fourth division in May 2009, in addition to its two branches and Internet banking presence, which specializes in SBA, and several other government guaranteed lending programs. As the economy continues to struggle, the SBA / Government Guaranteed Lending Division has enabled the Bank to continue to achieve substantial growth. Also, in the second half of the year, as traditional small business loans to local clients have subsided, the Bank has been very successful in growing its small farm / ranch loan product, enabling many local farmers and ranchers to acquire or refinance properties with long term financing.

The Bank continues to offer its clients superior Bank deposit and loan products and unparalleled Internet banking products, including business remote deposit. The Bank’s computer and telephone systems are monitored 24/7 by an industry leader in information security, giving our clients peace of mind that their accounts with the Bank are safe and secure.

In addition to participating in the FDIC’s Deposit Account Guarantee program offering unlimited insurance on transaction accounts through June 2010, the Bank is a member of the CDARS program which can insure CDs up to $50 million.

Please feel free to check out our website and give us a call or drop one of our officers an email asking how we can help you or your Company achieve a new day in banking.

This letter includes forward-looking information, which is subject to the "safe harbor" created by Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act and the Private Securities Litigation Reform Act of 1995. When the Bank uses or incorporates by reference in this letter the words "anticipate," "estimate," "expect," "project," "intend," "commit," "believe" and similar expressions, the Company intends to identify forward-looking statements. Our actual results may differ materially from those projected in any forward-looking statements, as they will depend on many factors about which we are unsure, including many factors which are beyond our control.

NOTICE: Suncrest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.Website maintained by The Lockwood Agency

Background photo courtesy of Michael Hanson Photography